North Fifth Street: 355 North Fifth Street; Indiana, PA 15701

Work Days and Expected Hours:

Monday - Friday: 8:00 am to 5:00 pm

(Additional hours as necessary to meet the objectives of the department)

Function: Perform duties in a lead role as a Team Leader in the Loan Records Department

Duties and Responsibilities:

• Assume responsibility for daily functions within a Loan Records unit for efficient and effective operation by:

  • Prioritizing work received in unit and assigning to staff to meet deadlines and prevent backlogs

  • Monitoring and assisting staff in completing their job duties

  • Providing system or loan training to staff

  • Developing and updating of written procedures and workflow

  • Ensuring prescribed operating policies and procedures are followed. Making recommendations regarding improved operating procedures and overseeing the implementation of approved changes.

  • Maintaining a comprehensive knowledge of regulations impacting loan records (ex. flood insurance)

  • Verification of flood & hazard insurance calculations and review of lender placed letters

  • Review of document exception and collateral reports for accuracy and resolution of discrepancies

  • Monitor paid loans in GL Specials account for timely payment to borrowers

  • Update of mortgage satisfaction fee list, verification of prepayment fees, and signing paid loan documents and loan records checks

  • Perform employee coaching and complete job performance evaluations

  • Set-up cross-training and rotation work schedules

  • Perform daily functions of your assigned unit:

    • Document review of new or modified commercial, business banking, and consumer loans

    • Consumer and commercial loan file setup and tickling of document or collateral exceptions

    • Collateral tracking to ensure proper renewal of perfections, holds, and encumbrances

    • Research and resolution of exception inquiries

    • Hazard and Flood collateral insurance tracking including lender placed insurance

    • Consumer and Commercial paid loan processing

• Assist internal and external customers with special research requests and resolution of problems

• Foster a culture of high morale, trust, accountability, and respect among employees through constant engagement and requests for feedback. Hold regular huddles/meetings and maintain open communication channels in support of an informed and empowered work group

• Assist in the research and response to findings for audits and compliance reviews.

• Assist with collateral and loan file conversions and evaluate changes in workflow or workload due to merger, acquisitions, divestiture of institutions, branches, or accounts.

• Maintains an effective working relationship with all bank employees. Demonstrates the ability to work independently. Works as a team player to contribute to the success of the department and in turn the organization.

• Assumes additional duties as required

Physical Demands

Operates a keypad device or office equipment: 85% of the day. Specific vision requirements include close vision of 18"-20" for computer workSitting is required 85% of the day in a straight position. Walking is required 5% of the day which is slow is speed. Routinely lifts 10 lbs. Must be able to occasionally lift and/or move up to 25 lbs. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Education

Requires a high school diploma or equivalent basic academic education.

Experience

Five to ten years of general business experience required, plus two to five years of specialized loan experience.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Salary Range: