The Modeling and Analytics team is the group that oversees the management, design, and execution of FCB's Model Development, CECL Reserve, Credit Risk stress testing process, economic scenario design, as well as other analytics tasks. Within that group, the credit stress testing area is focused on establishing standards for best practices, accountability, and a strong capital adequacy process across the various Lines of Business (LOBs) involved. The team works with a broad range of functions within FCB including key Risk and Finance teams in addition to the LOBs in order to ensure a robust process.