Commercial Credit Manager - Waukesha - Full Time
Waukesha, WI 
Posted 1 day ago
Job Description

Typical work week is M-F 8:15am-5pm

*Hours may vary based on business needs

Description: Responsible for managing the underwriting staff and processes for the Commercial Credit Department.

Essential duties and responsibilities:

*Manage a group of credit analysts that are responsible for analyzing, presenting, and making approval recommendations on loans that meet policy criteria to the Board of Directors or Loan Committee.

*Mentor and train lending related staff in analyzing and rating the risk of each borrower, based on credit/accounts receivables audits, inventory audits, real estate appraisals, liquidity, market position, overall business climate, and financial statements, loan covenants, or other information as requested.

*Provide feedback on credit write-ups.

*Utilize software products for various underwriting functions.

*Assist with collateral valuation process including the preparation of evaluations, along with ordering and reviewing appraisals.

*Provide advice to loan officers regarding loan policies/procedures, credit analysis, financial statement evaluation, and credit investigations.

*Monitor portions of the existing loan portfolio to include letters of credit, and the participation, municipal, SBA and subdivision loan portfolios to ensure proper origination and servicing.

*Assist with the preparation of the quarterly ALLL analysis.

*Participate in various committees that focus on loan portfolio monitoring and loss mitigation.

*Recommend any credit related procedures/policy revisions for the Bank.

*Present/participate in semi-annual Loan Reviews.

*Any and all other duties as assigned.

Management Responsibilities:

*Accountable for success, retention, and engagement level of staff

*Provide coaching/mentoring, training, and education

*Conduct quality Performance Evaluations

*Direct work of staff

*Schedule staff to adequately serve customers

*Approve staff time off according to Bank policies

*Manage performance and employee relations issues with confidentiality, timeliness, professionalism, and tact

*Attend interviews and recommend hiring/staffing decisions to HR

*Ensure Bank policies and standard procedures are enforced and well communicated at all times

*Share relevant and important information with staff through regular meeting to allow questions/concerns

*Meet one on one with staff members at least quarterly to review performance progress on goals

*Attend relevant meetings and passes information to staff

Critical Competencies:



*Decision Making


*High School Diploma or GED required.

*Bachelor's degree (B.A.) from four-year college or university in Finance/Accounting; and 2 or more years of Banking/Credit experience including supervision, or 5 years related experience and/or training; or equivalent combination of education and experience.

*Working knowledge of commercial lending and financial statement analysis, income tax laws and return preparation, and documentation.

*Working knowledge of both procedural and legal aspects of commercial loan documentation.

*Strong analysis software/computer proficiency (LaserPro experience a plus), including Word and Excel, database and ability to produce tables of information.

*Ability to make decisions with little supervision.

*Interact positively and communicate well (written and verbal) with all staff levels.

*Effective presentation and supervision skills.

****Equal Opportunity Employer of Minorities, Females, Protected Veterans, and Individuals with Disabilities**** Our company is an equal opportunity/affirmative action employer. Applicants can learn more about their rights by viewing the federal "EEO is the Law" poster at


Job Summary
Start Date
As soon as possible
Employment Term and Type
Regular, Full Time
Required Education
High School or Equivalent
Required Experience
2+ years
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