HMDA/Lending Auditor

Location: Greenfield, Wisconsin

Come join our Retail Lending team in Southeastern Wisconsin in this newly added position, and see the difference in working for a local, community Bank!  

Job Summary:  

• Administer of monthly HMDA review and annual reporting.  Provide support to the Mortgage Operations Department.

Job Duties Include:

• Serve as HMDA  Reporting staff.  Annual submission of HMDA  report to the OTS due by March.  
• Collect and input all HMDA  reportable loans into the required HMDA  software using HMDA  fact sheets on a monthly basis.
• Audit the HMDA  fact sheets as needed.
• Check sales code against monthly sold loan report.
• Audit denied and withdrawn files as received.  Audit mortgages requiring flood insurance, maintained by the loan servicing area, semi-annually.
• Audit consumer lending files monthly
• Specialty Processing/Closing of Construction and Investor loans.
• Review policies & procedures of correspondents to be sure the bank is in compliance with correspondent requirements.
• Perform all other duties as assigned.

What we are looking for:

• High School diploma or equivalent.
• Minimum five years of experience with a financial institution, loan department or similar area.
• Excellent oral and written communication skills.
• Complete familiarity with various software packages of the Bank.
• Analytical ability.
• Interpersonal skills necessary to conduct relationships with other people that will enhance the professional image of the Bank.
• Familiarity with calculating APR’s and mortgage terminology. 

As a Full-Time Employee, you will be eligible to participate in our Outstanding Benefits package which includes:

• Generous Paid Time Off (PTO) pool – new hires start with PTO and get an additional 144 hours each January 1^st.  This increases 40 hours after each 5^th year of employment (up to 15 years) and unused PTO may be rolled over to the next year or paid out to you!
• PTO Purchase Program – you may purchase an additional 40 hours of PTO
• Birthday PTO – 8 hours of Birthday PTO for your Birthday
• Volunteer PTO – 8 hours of PTO to use each year to Volunteer and give back
• 401(k) with 6% dollar-for-dollar Employer Match 
• Employee Stock Ownership Plan (ESOP)
• Bank paid Life Insurance at 1.5 times your annual salary
• Bank paid Long-Term Disability Insurance
• Health Insurance – Three plans available 
• Dental and Vision Insurance
• Optional Life and Short-Term Disability Insurances
• Flex Spending Account with TASC
• Local Employee Assistance Program FREE to you
• Discount on your Mortgage Loan with us
• Free Employee Checking Account
• Fun and Exciting Wellness Program
• Annual Reviews and potential salary increases